First of all, law firms like PandA Law handle debt settlement and bankruptcy, so we’re going to discuss all your options. Second, because we handle both, we can leverage our ability to file bankruptcy with your creditors. This often leads to better settlements. Finally, and perhaps most importantly, when you’re in a debt settlement plan there’s a chance that your creditor will sue you. If you read the debt settlement company fine print, some companies will drop your case if this happens, and you may need to hire an attorney anyway. By starting with an attorney you ensure the best settlements available, and have a team that can respond if you get sued.
