Who couldn’t use an extra $600K?

This client was over-the-moon ECSTATIC when we told her we’d negotiated a principal reduction in excess of six hundred thousand dollars! This one came from Specialized Loan Servicing (SLS Bank) and will save her more than $1 Million in interest and principal charges over the life of her loan! Loan modifications DO work, and principal forgiveness DOES happen. Don’t let anyone tell you differently!

$34K Total Savings on a Citibank Credit Card!

Here’s a new debt settlement result for 2016… 65% off the balance, saving the client more than thirty-four thousand dollars!

“Hi Xenophon, It’s been a long time since I have communicated with you. I sincerely hope life is going well for you. As we look back on our past and the terrible financial situation Bill & I were experiencing, I am thankful we chose you to assist us with our bankruptcy & home loan modification. We are grateful to be living in our own home and thankful for the fresh financial start bankruptcy gave us, even at our senior ages.” -JC

Is your 2nd mortgage with CitiBank?

Here’s a 2nd Settlement we negotiated for our client for LESS THAN 15 PERCENT of the total balance AND removes the lien from the property. This client came in thinking he needed a bankruptcy to remove the lien. We showed him how it was possible to remove the 2nd mortgage without filing bankruptcy!

Yes, P and A really does settle 2nd mortgages!

Here’s an example of a 2nd settlement letter from Green Tree. As you can see, the client is getting the full balance of the lien forgiven and THE LIEN REMOVED for less than one-fifth of what he owed! That’s essentially a $25,000 windfall! Obviously, we had to redact some particulars, but on the bottom you can note that this came from the bank’s attorneys. Only qualified debt-relief law firms (like Peters and Associates) are eligible to get clients offers under this program.

A nice hand-written note from a former client!

In an age of email, facebook, and twitter, it’s especially touching when a client takes the time to hand-write a note like this one. You’re very welcome, Pearlyn! We’re glad we could help!

“I received an email today about your organization and the services it offers. You may remember that you helped us reduce our principle payments to two credit cards (Sears and Bank of America).

I just wanted to thank you for all you did and point out the following:

1 – Anyone who has asked how to do something like we did or anything similar, Barb and I have referred them to you and will continue to do so.

2 – It has been less than a year since our last payoff. In that year, our credit score hit bottom at 635 (from 705) and is currently at 695.

3 – As you had told us, we have received credit card offers in the mail that I just trash, but we get them.

Everything you told us would come true had or has and we appreciate you being so honest. When we walked into your office for the first time, we had four credit card balances. We currently have only one of those left and it will be paid off within the next two months.

Thanks again for all you did for us.”

-Jim and Barbara D.

2% for LIFE and a $162K Principal Reduction!

This Ocwen client got happy news today… Not only was Peters and Associates able to lower his principal balance by more than $162,000, we were also able to lock in a 2% interest rate for the life of his loan! Neither of these would have been possible if he refinanced rather than hiring P and A to handle his loan modification. Congratulations, DM!

“At the end of this month we will be leaving the Valley. We have grandchildren coming so we will relocate to Upstate New York in summer and live the winters in cliché South Florida, like all retired New Yorkers J. The purpose of this letter is to share with those in charge what a positive experience I have had with your firm.

It was very hard, morally, for us to short sell our properties. You understood that and put us in capable hands and gave as much assurance as one could in these matters. During the stressful times of dealing with financial organizations, when they were really rattling me, you jumped in and allayed my stresses.

We still have one final matter to resolve but I am hoping that no news is good news and it’ll go away.

In particular I want to call out to the unflappable, competent and ever-present Michelle and of course Xenophon and Judah. Liliana was excellent and Dana such a pleasure to deal with personally.

Thank you all, again, for your professionalism and human touch. You may use me as a reference even though we’ll be residing elsewhere.”

-Fred F and Peggy B

A lovely letter from one of our clients

A lovely letter from one of our clients

J.P.,
Thank you for the kind words. We’re always happy when we can help people save their homes. Have a wonderful new year!