For unsecured debts like credit cards, medical bills and payday loans, our attorneys can explain the short and long term differences between debt settlement and bankruptcy. Did you know that most of our clients can have a 700 credit score in as little as 18-24 months after bankruptcy? Did you know that some people and small businesses can get out of debt without bankruptcy? These are a couple of the things our attorneys will go through with you when you come in for your free* consultation.

At PandA Law Firm, we’re not a bankruptcy “mill” trying to rush you in to signing a contract, or giving you only 5 minutes of our time before handing you over to a “closer,” salesperson or legal assistant. We’re real Las Vegas debt relief attorneys with a combined 50 plus years experience, and we will take the time to go over all your options.