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Consumer Protection Attorney

PandA is a top rated award winning local debt relief law firm.

Harassment (FDCPA / TCPA)

What is consumer harassment?

Harassment by a debt collector can come in different forms but examples include repetitious phone calls intended to annoy or abuse, obscene language, and threats of violence.

The Fair Debt Collection Practices Act (FDCPA) says debt collectors can’t harass, oppress, or abuse you or anyone else they contact. The Telephone Collection Practices Act (TCPA) stops creditors from “robo-dialing” your cellular phone.

Both of these laws can stop collection calls. And, they can even put hundreds of thousands of dollars in your pocket! And, the best part is, you never pay PandA a dime until we win your case!

Some examples of harassment are:

  • Repetitious phone calls that are intended to annoy, abuse, or harass you or any person answering the phone
  • Obscene or profane language
  • Threats of violence or harm
  • Publishing lists of people who refuse to pay their debts (this does not include reporting information to a credit reporting company)
  • Calling you without telling you who they are

If you’ve been harassed by creditors in Las Vegas, give us a call at 702-818-3888 and get the help that you deserve.

Debt Collector Harassment FAQ — FDCPA & TCPA Questions Answered

What qualifies as illegal debt collector harassment under the FDCPA?

Illegal tactics include repeated calls intended to harass, threatening violence, using profane language, misrepresenting the debt amount, and calling outside permitted hours (before 8am or after 9pm).

Yes. FDCPA violations can result in up to $1,000 in statutory damages per case, plus actual damages and attorney fees. PandA handles these cases at no upfront cost.

Send a written cease-and-desist letter via certified mail. Once received, collectors may only contact you to confirm they will stop or to notify you of a specific legal action. An attorney can do this on your behalf immediately.

Collectors may only contact third parties to locate you. They cannot discuss your debt with employers, family members, or neighbors. Doing so is an FDCPA violation.

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The attorneys at PandA Law Firm help consumers throughout Las Vegas and Henderson, Nevada find effective and manageable solutions to their financial troubles. Get started today!

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