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Our team of lawyers is ready to represent you every step of the way, starting on day one. Whether we are reviewing settlement options that arise, answering your important questions, or helping you understand the several tools that we have in place to ensure you receive the absolute best negotiation possible, our team of attorneys is there for you.
If you qualify for debt consolidation, your unsecured debt is rolled into a new 3-5 year loan, usually at 20% interest or higher! Recent changes to credit reporting systems mean that debt consolidation may be as damaging to your credit as filing bankruptcy. In other words, you will pay back MORE than you owe, often paying 2-3 times your total debt!
Debt settlement is an opportunity to put your credit card debt behind you without paying the full amount owed. Your team of PandA lawyers will negotiate with your creditors to get them to agree to settle for less than the full amount you owe, so you can resolve your debt for less and in less time than other debt solutions.
As a law firm that focuses on debt relief we know how to create a custom debt relief program that gets you the best possible results for your exact situation.
Each month, you make a deposit into an FDIC-insured savings account that you control. As your account grows, we create a customized plan to get you out of debt.
We start right away to negotiate with your creditors to settle your debts for significantly less than you owe.
Our team of attorneys work hard to get you the best savings possible by negotiating with your creditors for you. Every time we settle one of your debts, we contact you for authorization and approval.
After the full settlement amount is paid on each account, you no longer owe your creditors. Your credit card debt is behind you!