Las Vegas Bankruptcy And Financial Solutions 

The Las Vegas bankruptcy attorneys at Peters & Associates, LLP work to help people in Las Vegas, North Las Vegas and Henderson, Nevada and California find effective solutions to their financial problems, from Chapter 7 and Chapter 13 bankruptcy or debt settlement, to obtaining a loan modification or negotiating a short sale of their home or investment property to avoid foreclosure and a deficiency judgment. By focusing on select areas of the law, yet, at the same time, not limiting ourselves to only one particular legal avenue, we have developed the expertise to advise clients and assist them on the best option to reach their unique. Contact Peters & Associates, LLP today for a free consultation regarding your legal needs and how we can help craft a solution that works for you.

Las Vegas Bankruptcy and Debt Settlement

For individuals with unsecured debt, such as credit cards or hospital bills, we work to obtain a discharge of that debt through a Chapter 7 bankruptcy, so they can make a fresh start with their finances. In most cases, we can obtain a Chapter 7 without requiring the sale of any assets.

For consumers with other types of debt or who are facing foreclosure of their home, we can help stop foreclosures and work toward becoming debt-free over a three-year or five-year period through a Chapter 13 bankruptcy plan.

As an alternative to bankruptcy, we help people eliminate large debts one at a time by negotiating a debt settlement with their creditors; thereby allowing them to satisfy their debt for only a fraction of the outstanding balance.

Las Vegas Loan Modifications

We utilize a variety of tools to negotiate a loan modification or workout with the lender, helping homeowners and business owners achieve a principal reduction on their mortgage, eliminate a second or third mortgage, or reduce their debt-to-income ratio. We also negotiate loan modifications for commercial property, including rental and investment property.

Las Vegas Short Sales and Deeds-in-Lieu of Foreclosure

When it makes more financial sense to walk away from the property than to stay and fight a foreclosure, we help clients make the most of their situation by negotiating a short sale arrangement that releases the homeowner or business owner from the mortgage contract, as well as, liability for any deficiency. Where a short sale is not possible, we can negotiate a deed in lieu of foreclosure with the same beneficial result to the borrower.

Las Vegas Foreclosure Mediation

In the State of Nevada, once a homeowner receives a Notice of Default, they can elect Foreclosure Mediation. At Mediation, our attorneys can negotiate a modification, short sale, or other workout. The bank will be represented by its attorney at mediation; so should you!